What are Non-Network Providers? April 11, 2020 15:07 Updated Follow Physicians, Hospitals and other healthcare providers who have NOT agreed to any contracted rates, but are subject to Usual and Reasonable Expenses specific to the region where treatment is rendered. Related articles What are Network Providers? What is an Out-of-pocket Expense Limit? Is my doctor in-network? What are the benefits for medical services, prescriptions, etc. that are covered by the plan? What is PPO Allowance (term for “in-network”)?