What are Non-Network Providers? April 11, 2020 15:07 Updated Follow Physicians, Hospitals and other healthcare providers who have NOT agreed to any contracted rates, but are subject to Usual and Reasonable Expenses specific to the region where treatment is rendered. Related articles Is my doctor in-network? What is an Out-of-pocket Expense Limit? What are Network Providers? What is PPO Allowance (term for “in-network”)? What are the benefits for medical services, prescriptions, etc. that are covered by the plan?