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Glossary of Common Health Insurance Terms

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  • AES (Academic Emergency Services)
  • Coinsurance
  • Continuation of Coverage
  • Continuous Coverage
  • Coordination of Benefits
  • Copayment (per treatment)
  • Covered Medical Expense
  • Deductible (per policy year)
  • Effective Dates
  • Enrollment Period/Open Enrollment Period (OEP)
  • Essential Health Benefits
  • Extension of Benefits
  • Hard Waiver
  • Mandatory Students
  • Network Providers
  • No Cost Sharing
  • Non-Network Providers
  • Out-of-pocket Expense Limit
  • Policy Year
  • PPO Allowance (term for “in-network”)
  • Preventive Services
  • Prescription Drug Categories
  • Qualifying Event
  • Termination Dates
  • Voluntary Students

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