Glossary of Common Health Insurance Terms
- AES (Academic Emergency Services)
- Coinsurance
- Continuation of Coverage
- Continuous Coverage
- Coordination of Benefits
- Copayment (per treatment)
- Covered Medical Expense
- Deductible (per policy year)
- Effective Dates
- Enrollment Period/Open Enrollment Period (OEP)
- Essential Health Benefits
- Extension of Benefits
- Hard Waiver
- Mandatory Students
- Network Providers
- No Cost Sharing
- Non-Network Providers
- Out-of-pocket Expense Limit
- Policy Year
- PPO Allowance (term for “in-network”)
- Preventive Services
- Prescription Drug Categories
- Qualifying Event
- Termination Dates
- Voluntary Students